Payment methods overview

These are the payment methods live on Pesepay today. Codes and limits are configured per method and currency, so the same wallet has a different code — and a different amount range — in each currency it supports.

US dollars

Send USD as the currency code.

Method	Code	Amount range	Required fields	Flows
EcoCash	PZW211	$1 – $500 (collected in parts above)	customerPhoneNumber	Redirect, seamless
InnBucks	PZW212	$1 – $1,000	none	Redirect, seamless
Omari	PZW216	$0.50 – $500	customerPhoneNumber	Redirect, seamless (two-step OTP)
Zimswitch	PZW215	$0.10 – $5,000	none	Redirect only
Visa	PZW204	$0.10 – $10,000	none	Redirect only
Mastercard	PZW205	$0.10 – $20,000	none	Redirect only

Zimbabwe dollars

Method	Code	Currency code to send	Amount range	Required fields	Flows
EcoCash	PZW201	ZiG	2 – 8,000 (collected in parts above)	customerPhoneNumber	Redirect, seamless
PayGo	PZW210	ZiG	1 – 2,400	none	Redirect, seamless
Zimswitch	PZW213	ZWG	1 – 100,000	none	Redirect only
Omari	PZW217	ZWG	0.10 – 100,000	customerPhoneNumber	Redirect, seamless (two-step OTP)

Caution

Zimbabwe dollars use two different currency codes. EcoCash and PayGo are charged with ZiG; Zimswitch and Omari are charged with ZWG. Both work — send the code listed on the method’s row, not whichever one you used last. Get Active Currencies returns only ZiG, so don’t use it to decide whether ZWG is available.

Caution

Omari is the one method whose seamless flow takes two calls. Make Payment only sends the customer an OTP by SMS; a second call submits that code to complete the charge, and the phone number must be in 2637XXXXXXXX form. See Omari before you build against it.

Tip

Codes, limits and required fields change without a documentation update. Get Payment Methods by Currency is the live source of truth — call it to build your method picker rather than hardcoding the tables above, and your checkout picks up new methods and changed limits without a release.

Choosing which to support

Start with the mobile money methods your customers actually use day to day — EcoCash has the broadest reach in Zimbabwe — then add cards and Zimswitch for higher-value customers. You don’t need to support everything on day one.

Watch the amount ranges when you decide. They differ sharply per method: Visa tops out at $10,000 where Mastercard allows $20,000, and only EcoCash collects payments above its ceiling in several parts rather than rejecting them.

Redirect vs. seamless, per method

In the redirect flow, Pesepay’s hosted page presents whichever methods are enabled for your application — you build no method-specific UI at all, and card data never touches your systems. Every method in the tables above works this way.

The seamless flow is where you collect each method’s required fields yourself and submit them with Make Payment. Card methods — Visa, Mastercard and Zimswitch — are not available this way: card entry happens on the Pesepay-hosted page.

Note

The sandbox offers a smaller set than production — US dollars only, with EcoCash, Visa and Mastercard. See Sandbox environment.